Throughout the policy, we refer to information that can identify you as a specific individual, such as your name, phone number, email address, or date of birth as "personal information." Further, personal information includes any information involving your health or medical history.
1. We do not sell, trade or give away your personal information to anyone.
2. We do not disclose personal information to third parties, unless one of the following limited exceptions applies.
Health Insurance Company. We disclose personal information directly to your chosen health insurance company to process your application. Additionally, your personal information may be used by your chosen health insurance company to bill you if your application is approved.
Service Providers. We may disclose personal information to other companies that help us process or service your health insurance application or correspond with you. For example, we may provide your personal information to a service provider to verify the validity or credit limit of your credit card. Please be assured that the companies we hire to process or service your health insurance application or correspond with you are not allowed to use your personal information for their own purposes and are contractually obligated to maintain strict confidentiality.
Legal Obligations. We may disclose or report personal information when we believe, in good faith, that the disclosure is required or permitted under law, for example, to cooperate with regulators or law enforcement authorities or to resolve consumer disputes.
Outside of these exceptions, we will not share your personal information with third parties.
3. We collect personal information in the normal course of business in order to process your health insurance application and to serve you better.
Providing you with a quote or processing your application. We may use your personal information to get in touch with you when necessary to process your application or to provide you with a quote. For example, emails may be sent to you throughout the application process to inform you of the status of your application and to seek additional information that is requested as part of the application.
4. We protect the confidentiality and security of your personal information.
We maintain physical, electronic and procedural safeguards to protect your personal information.
5. We continue to evaluate our efforts to protect your personal information and make every effort to keep your personal information accurate and up to date.
If you want to correct or update your contact information, you may contact us by email.
Please note that once your application has been submitted to your chosen health insurance company, you may have to contact the insurance company directly to update your application.
6. We will provide notice of changes in our information privacy practices.
If we are going to use your personal information in a manner different from that stated at the time of collection, we will notify you via email. You will have a choice as to whether or not we use your personal information in this different manner. In addition, if we make any material changes to our information privacy practices that do not affect the personal information already stored in our database, we will post a prominent notice in the privacy portion of our website notifying users of the change.
Please contact us with any questions.